Frequently Asked Questions

Absolutely not. Most of the basic coverages, such as Liability, Collision, Comprehensive, Personal Injury Protection, Medical Payments, Uninsured Motorist, etc. are offered by major companies. But, discounts, specialized coverages and insurance company ratings can vary between companies. For instance, not all companies offer Loan/Lease Payoff coverage, student discounts, good driving discounts, deductible reductions, etc.

Since 2002, Allnations Insurance has provided car insurance to customers all over Texas. We also offer motorcycle insurance, boat insurance, RV insurance, commercial auto insurance, homeowners insurance and more. Today we are one of only a few agencies that has been around long enough to see how the insurance shopping experienced has evolved and coverage expanded.

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary. We will make sure that we provide the coverage that Texas requires

If you get in an accident and you’re uninsured, you face getting sued, losing your life’s savings and getting jail time.

The most affordable policy is auto liability. Though we recommend that you purchase more than this coverage type to ensure you have sufficient coverage

You can include members of your household on your policy, but you must all live at the same address.

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Yes, gender does affect premium rates. Using statistical driving data, it has been found that male drivers are generally involved in more accidents. As result, male drivers pay bigger premiums than their female counterparts.

By being a good student, having a clean driving record, a low credit score but don’t worry we will make sure that you get all the discounts that you can

Yes. Auto insurance companies will share your insurance claims history with each other.